Buying a new car is an exciting process, but certain parts of the process can be a big confusing, especially when it comes to financing. Here are some frequently asked questions to help make your experience easier and faster.

Do I need financing before I go to the dealership?

No, but you can if you want. Here at Withnell Dodge, our finance department can do the work for you and find you an excellent loan with great terms. In fact, we might be able to find a better rate than you found yourself.

What is a lease?

If you opt to take out a lease on a new car, you will still have monthly payments; however, those payments are usually lower than they would be with an auto loan. At the end of the lease contract, around 2-3 years, you simply bring the car back and you can start the process again with another new car.

What does "cash allowance" mean?

A cash allowance is an incentive offered by the manufacturer that the buyers can use towards the purchase of a specific new car. This money lowers the overall purchase price of the vehicle.

Do I need a co-signer?

If you have a weak credit history of low credit score, you may need a co-signer in order to qualify for an auto loan. A co-signer shares financial responsibility for the loan, so if you fail to pay back the loan, it will be the co-signer's responsibility.

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